Conditions of Use
This website (this “Site”) is owned and operated by NIAM, the National Institute & Association for Minorities (“NIAM,” “we,” or “us”). The following terms and conditions govern your right to access and use this Site: please review them carefully. By accessing this Site, you acknowledge that you understand and agree to these terms and conditions.NIAM grants you a non-exclusive right to access and use this Site and the data, material, content or information herein solely for your personal use. Your right to access and use this Site shall be limited to non-commercial purposes unless you are otherwise expressly authorized by NIAM to use the Site for commercial purposes. You agree to: (a) use the Site only for lawful purposes; (b) take all necessary precautions to ensure that all content or other material you post or otherwise make available within the Site does not contain any viruses, time bombs or other programs that may damage or interfere with the operations of the Site or any system, data or information pertaining to the Site; (c) comply with all rules governing transactions on and through the Site; and (d) comply with all applicable laws, statutes, rules, regulations and policies (collectively, “Laws”).
Informational Use Only; No Advice
This Site and all information herein is provided for informational purposes only: nothing in this Site constitutes an offer or solicitation for the purchase or sale of any product or service; nor is it a commitment by NIAM or any affiliates to provide you with services or to enter into any agreements with, or sell products to, you. Any offer of products and/or services will only be made to qualified individuals by means of an agreement. Nothing contained in this Site should be construed as a recommendation. Nothing in this Site should be viewed as legal, regulatory and/or advice.
Third Party Managers
NIAM partners with 3rd parties for the purpose of expanding resources that may contribute to the success of the non-profit products and/or services.
The content of this Site is not directed at or intended for distribution to any person in any jurisdiction where the use of the Site would be contrary to applicable law or regulation or would subject us to any registration or licensing requirement in such jurisdiction.
No Warranties or Liability
The information provided on this Site is provided “as is” and “as available,” without warranties of any kind, either express or implied. NIAM hereby disclaims (to the extent permitted by applicable law) all warranties, express, statutory, or implied, regarding the Site, the information on this Site, and the results of any investment strategy described or referenced on this Site. We do not warrant or guarantee the accuracy, validity, reliability, timeliness, suitability, completeness or availability of this Site or the information or results obtained from use of this Site or that this Site or the information therein will be free from error. We accept no liability for information represented on this Site. Your access to and use of this Site neither constitutes nor implies any relationship — advisory or otherwise–between you and NIAM.
Use of Site Information
By accessing this Site, you agree that you may not publish, broadcast, retransmit, reproduce, repackage, commercially exploit, create any derivative or, or redistribute all or any portion of this Site unless we grant you express written permission.
Use of Personal Information
Our Site uses standard data analytics that allow us to learn limited information about visitors to this Site and how it is used. No personal information is gathered by NIAM on visitors to the Site as part of this process; furthermore, we do not utilize “cookies” or other tracking tools. Any personal information you provide of your own volition, such as information submitted through our contact tool, will be reserved solely for our private use and will never be shared or sold to any third party.
Changes to this Site
NIAM may change, suspend, or discontinue any aspect of this Site at any time, including the availability of any Site feature or content. If you use this Site after we post changes to these terms and conditions, you accept the changed terms. NIAM may also offer other services from time to time that are governed by different terms and conditions.
Certain information contained on this Site constitutes “forward-looking statements” which can be identified by the use of forward-looking words such as “may,” “will,” “target,” “should,” “expect,” “attempt,” “anticipate,” “intend,” “seek,” “continue,” or “believe” or the negatives thereof or other variations thereon or comparable terminology.